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Home » Nutrition » Recipes » Quick 5 Layer Bean Dip 

Quick 5 Layer Bean Dip 

By Juliana Crimi, RD February 26 2026

Jump to Recipe Print Recipe

If you’re looking for the perfect party dip, this 5 layer bean dip has you covered. Creamy beans, fresh guacamole, salsa, greek yogurt and cheese all come together in one delicious bite. It’s simple, customizable, and always a crowd-pleaser in my opinion. 

One of the best parts about this recipe is how versatile it is. You can keep it super easy with store-bought ingredients or make your own versions of guacamole and salsa. Personally, I love the Tostitos brand salsa and the lime-flavoured tortilla chips for dipping. 

close up shot of the layer bean dip in the serving dish

Ingredients

  • 1 can refried beans (or whole beans blended smooth)
  • 1 cup guacamole (store-bought or homemade)
  • 1 cup salsa (Tostitos brand is my favourite)
  • ¾ cup plain Greek yogurt (for extra protein - can sub for sour cream if desired)
  • 1 cup shredded marble cheese (or cheese of choice)
  • Optional: 2–3 green onions, finely chopped, for garnish
  • Tortilla chips for serving (I love Tostitos lime flavoured nachos)

Instructions

  1. Spread the refried beans evenly on the bottom of a shallow serving dish.
  2. Add a layer of guacamole on top of the beans.
  3. Spoon the salsa evenly over the guacamole.
  4. Spread the Greek yogurt over the salsa.
  5. Sprinkle shredded marble cheese over the top.
  6. Garnish with green onions if using.
  7. Chill for 15–30 minutes before serving for the flavours to come together.
  8. Serve with your favourite tortilla chips and enjoy!
close up shot holding up chip

Tips & Variations

  • Make it spicy: Add jalapeños, hot salsa, or a drizzle of hot sauce.
  • Extra flavour: Mix taco seasoning into the refried beans before layering.
  • Even higher protein: Swap Greek yogurt for cottage cheese blended smooth.
  • More layers: Add shredded lettuce, diced tomatoes, or black olives.

Storage

This dip is best enjoyed fresh but will keep in the fridge, covered, for up to 2 days. If making ahead, assemble up to the cheese layer and add the green onions right before serving.

Serving Suggestions

  • Pair with lime-flavoured tortilla chips for a refreshing twist.
  • Scoop into mini cups for a fun party-friendly option.
  • Serve as a side with tacos, quesadillas, or burrito bowls.
5 layer nacho dip in serving dish shot

FAQs: Quick 5 Layer Bean Dip

Can I make this 5 layer bean dip ahead of time?

Yes! You can prepare it up to 24 hours in advance. For the best texture, wait to add the cheese and green onions until just before serving.

Can I use sour cream instead of Greek yogurt?

Definitely. Sour cream is the classic choice, but I like using Greek yogurt for a protein boost. 

How can I make this dip healthier?

Use Greek yogurt instead of sour cream, choose reduced-fat cheese, and pair with baked tortilla chips or veggie sticks like peppers and carrots.

Can I add more layers?

Yes! Turn it into a 7-layer dip by adding shredded lettuce, diced tomatoes, or sliced olives on top.

How long does 5 layer bean dip last in the fridge?

It will stay fresh for up to 2 days when covered tightly, though it’s best enjoyed the same day for the freshest layers.

Can I serve this warm?

This recipe is usually served cold, but if you’d like melted cheese, assemble up to the salsa layer, sprinkle cheese, and bake at 350°F for 10 minutes. Then let it cool slightly and add yogurt and toppings.

Recipe

close up shot of the dip holding a chip up
Juliana Crimi, RD

Quick 5 Layer Bean Dip

If you’re looking for the perfect party dip, this 5 layer bean dip has you covered. Creamy beans, fresh guacamole, salsa, greek yogurt and cheese all come together in one delicious bite. It’s simple, customizable, and always a crowd-pleaser in my opinion.
Print Recipe Pin Recipe
Prep Time 10 minutes mins
Total Time 25 minutes mins
Course: Appetizer, Snack
Ingredients Equipment Method

Ingredients
  

  • 1 can refried beans or whole beans blended smooth
  • 1 cup guacamole store-bought or homemade
  • 1 cup salsa Tostitos brand is my favourite
  • ¾ cup plain Greek yogurt for extra protein - can sub for sour cream if desired
  • 1 cup shredded marble cheese or cheese of choice
  • Optional: 2–3 green onions finely chopped, for garnish
  • Tortilla chips for serving I love Tostitos lime flavoured nachos

Equipment

  • Platter
  • Spatula

Method
 

  1. Spread the refried beans evenly on the bottom of a shallow serving dish.
  2. Add a layer of guacamole on top of the beans.
  3. Spoon the salsa evenly over the guacamole.
  4. Spread the Greek yogurt over the salsa.
  5. Sprinkle shredded marble cheese over the top.
  6. Garnish with green onions if using.
  7. Chill for 15–30 minutes before serving for the flavours to come together.
  8. Serve with your favourite tortilla chips and enjoy!

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Hello and Welcome!

My name is Juliana and I am a Registered Dietitian in Ontario, Canada. On my page I share simple recipes, nutrition tips and more!

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Juliana Crimi, RD, MHSc

Registered Dietitian

Toronto, Ontario

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